Manage and oversee the entire loan processing cycle for secured Business loan product (LAP), from application to disbursement and post-disbursement activities.
Coordinate with sales & credit teams to collect required documentation and information for loan processing.
Verify the authenticity and accuracy of documents provided by all the sales & credit team as per the company policy.
Maintain meticulous records of all loan documentation and ensure completeness and accuracy.
Address customer inquiries and resolve operational issues related to loan servicing.
Collaborate with the credit risk team to determine loan eligibility and recommend appropriate loan structures.
Ensure compliance with internal policies, regulatory requirements, and underwriting guidelines.
Facilitate timely disbursement of approved loans to borrowers.
Liaise with internal departments and external partners to coordinate loan disbursement
activities.
Monitor loan repayment schedules and follow up with borrowers on overdue payments.
Identify opportunities to streamline loan processing workflows and enhance operational efficiency.
Participate in cross-functional/inter departmental projects and initiatives aimed bringing in operational efficiency.
Qualifications
Minimum 3 years of work experience in handling branch operations for loan against property.