Full Job Description
1. Count money in cash locker at the beginning of shifts to ensure that amounts are correct and that there is adequate change.2. Verify and document of opening and closing cash with denomination.3. Manage transactions with customers using cash register and all other transaction related to day to day office income / expenses.4. Obtain Printout of Bank statement daily and tally with branch statement.5. Voucher shall be prepared for all receipts and payments with supporting documents / bills.6. Day book shall be maintained and crosscheck with both Computer & Manual.7. Timely submit EMI cheques to Bank8. Debit & Credit notes and Keeping an eye on incoming payments from accounts receivable and outgoing payments from accounts payable.9. Enter daily collection and reconcile with temporary receipt.10. Personal ledger posting and filling of personal details in ledger — if anything addition to identify the customers.11. Must be aware of cash position, bank position and issuing cheques on daily basis.12. Verifying Bank accounts & checking whether it is tallied with the software.13. Bank reconciliation, Branch to HO reconciliation & Inter branch reconciliation on time and send to Head Office.14. Tele-calling / Follow up on leads given by branch staff / sales team and Corporate office.15. Coordinate customer walk in branch. Explain product details to customer and suggest scheme based on need analysis.16. Conduct self-gold valuation and inform gold loan amount. Manage gold valuation process including verify the ID Proof / address of the customer.17. Update valuation details in system i.e. Gold portal and loan booking system.18. Process understanding, KYC Knowledge, Understanding of the documentation required, Product /Competition Knowledge, timely checking the purity of Acid & Salt.19. Gold loan file disbursal in system & Ensure loan processing completed within stipulated TAT.i. Complete the Pledge form/Gold application form with the signature of the Customer, Appraiser and the BM/AM.ii. Handover the details to the Cashier for the payment of amountiii. Responsible for proper packing of Gold as per policyiv. Safe Custody of gold packets in the office, record it as per process.v. Ensure the pawn ticket handover to the customer.20. Customer follow upsi) Co-ordinate with central telecalling team for collections / follow up for payments from overdue borrowers.ii) Follow up with pending customer and ensure that customer does not cross 60 days bucket.iii) Timely issuing 3 months / 6 months / 9 Months / 4th & Final Notice to over dues customers & maintain Gold Loan Notice Register on proper way.21. Maintaining the following Gold Loan Related Registers as per policy.i) Gold Loan Registerii) Gold In & Out Registeriii) Gold Loan Notice Registeriv) Gold Loan Take Over RegisterEnsure to Gold Audit compliance fulfil within a specific period and also support to Auditors to cooperate fully with all internal audits.23. Take care of Auction Gold process.24. Maintain clean and tidy checkout areas.25. Should have the proper control and custody of all documents. (Deposit/Sub debt receipts — daily, monthly receipts, passbook)26. Must be aware of cash position, bank position and issuing cheques on daily basis.27. Keep record of payment book.28. The entire vouchers should be counter signed in the absence of Branch Manager.29. Taking care of all Customers.30. Verifying Bank accounts & checking whether it is tallied with the software.31. Document file has to be checked and signed (small branch). Prepare file.32. Maintaining all Files, Ledgers & Registers.33. Updating Stock Register with physical stock and ensure sign with name in the pass book before issuing the pass book at customers.34. Inward and Outward Register should maintain.35. The above duty’s and responsibility is only illustrative not exhaustive, Jr. Account Executive can also be assigned any other duty as required from time to time.Job Type: Full-timeSalary: ₹10,000.00 – ₹12,000.00 per monthSchedule:Fixed shiftEducation:Bachelor’s (Preferred)Experience:Taxation: 1 year (Preferred)