MAG Finserv Comltd Looking for Credit Executive at Belgaum, Karnataka Full Time

Job description

• Responsible for credit risk analysis & underwriting for Microfinance & Business Correspondent Loan proposals
• · Reviewing and analyzing of operations, financial statements, annual s, CIBIL and other relevant information
• · Periodic review of sector through detailed s. Preparing Daily, weekly Monthly quarterly and event-based s on industry and client level updates for senior management
• · Prepare s and presentation of findings & recommendations to seniors
• · Review and assess a broad range of JLG loan applications & Business correspondence within defined guidelines and accordingly take a decision or recommend for approval to higher authorities
• · Credit assessment of corporate proposals for Financial Institutions covering Micro Finance funded Business Correspondence partners

Key Skills

· Well versed with understanding of credit underwriting & score card

· Understand critical attributes of legal and governance requirements

· Good acumen of technology and automation

Desired Candidate Profile

· Min 1 yrs exp + Experience in Credit underwriting in an NBFC MFI, SFB or Bank. Understanding of Score cards

· Must be familiar about business correspondent model, JLG & SHG & direct lending business

· Education: Post Graduate/ Graduate in any discipline

Should have knowledge of KYC Analysis, Banking Analysis, CIBIL/Highmark Analysis, Internal Dedupe, etc.

Language- Kannada, Marathi.

Location: Belgaum, Karnataka.

Perks and Benefits

Mediclaim Insurance

Gratuity as per rules.

Statutory Bonus as per rules.

Job Types: Full-time, Regular / Permanent

Salary: ₹100,000.00 – ₹180,000.00 per year

Benefits:

• Health insurance
• Paid sick time
• Provident Fund

Schedule:

• Day shift
• Fixed shift

COVID-19 considerations:

Wearing mask in mandatory.

Education:

• Bachelor’s (Preferred)

Experience:

• total work: 1 years (Preferred)
• Credit analysis: 1 years (Preferred)

Job Types: Full-time, Regular / Permanent

Salary: ₹10,000.00 – ₹15,000.00 per month

Benefits:

• Cell phone reimbursement
• Health insurance
• Provident Fund

Schedule:

• Day shift
• Fixed shift

Supplemental pay types:

• Performance bonus
• Yearly bonus

Ability to commute/relocate:

• Belgaum, Karnataka: Reliably commute or planning to relocate before starting work (Required)

Experience:

• total work: 1 year (Preferred)

Speak with the employer
+91 9356938237
Application Deadline: 30/04/2023