HSBC Hiring for Assistant Manager, Business Banking HK, WMR Offshore, Kolkata GSC’s Job at Calcutta Full Time

The health and safety of our employees and candidates is very important to us. Due to the current situation related to the Novel Coronavirus (2019-nCoV), we’re leveraging our digital capabilities to ensure we can continue to recruit top talent at the HSBC Group. As your application progresses, you may be asked to use one of our digital tools to help you through your recruitment journey. If so, one of our Resourcing colleagues will explain how our video-interviewing technology will be used throughout the recruitment process and will be on hand to answer any questions you might have.

Some Careers grow faster than others.

If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be.

HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.

We are currently seeking an experienced professional to join our team in the role of Assistant Manager, Business Banking HK, WMR Offshore, Kolkata

The Opportunity:

The aim of this job is to undertake underwriting for lending applications for Business Banking, to monitor the portfolio and to ensure existence and adequacy of control mechanism for borrowing requests from business banking customers of various branches in Hong Kong and sent for approval to Offshore. Credit scoring is used for both existing HSBC customers and businesses looking to open an account with HSBC for the first time. The underwriters will be required to carry out a structured, independent judgmental assessment of the applicant’s ability to repay the borrowing they have requested.

What you’ll do:

Principal Accountabilities: Key activities and decision making areas and Typical Targets and Measures

Impact on the Business/Function

• To contribute to the credit approval process
• To continually re-assess the operational risk inherent in the business, taking account of changing economic or market conditions, legal and regulatory requirements, operating procedures and practices, management restructuring, and the impact of new technology
• Contribute to the achievement of the Regional Business Banking / Middle Market operating plan in respect of revenue, impairment charges, risk measures and RWA impacts
• By providing fast, concise, well-reasoned approvals/recommendations
• By addressing any areas of concern in conjunction with line management and/or the appropriate department.

Customers / Stakeholders

• Be a strategic partner, support opportunities for business growth, encourage a mindset of connectivity, focus on superior customer experience and the consistency of our service
• Ensure uninterrupted business operations through adequate BCP
• Embed a robust Risk Governance Framework and ensure Risk Appetite is embedded within Decision Making

What you will need to succeed in the role:

• Qualified Chartered Accountants / MBAs. 1-2 years experience in Corporate / SME Credit or Relationship Management in a reputed Bank/ FI is preferred.
• Demonstrate commercial credit skills, not only on a transaction basis but also credit process management.
• In-depth understanding of credit products viz. – Short Term loans, working capital financing, knowledge of the HSBC Group, particularly banking operations and products. etc.
• Sound knowledge of accounting principles and practices.
• Strong analytical skills with ability to quickly interpret data & facts to arrive at meaningful conclusions and assess the business / financial prospects of the borrowers

You’ll achieve more at HSBC

HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role.”

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***Issued By HSBC Electronic Data Processing (India) Private LTD***