DBS Bank Hiring for JDL OFFICER , Consumer Banking Job at Krishnagiri Full Time

Job Purpose

• Responsible for Loan processing at his/her respective Branch,
• Achievement of Renewal targets and support the overall achievement of branch target
• End to End Process management including handling Audit and Compliance guidance.
• Ensure the branch/DST personnel are trained on the required process periodically.
• Handle the audit regarding JDL and ensure correction if any

Key Accountabilities

• Handling Entire Gold Loan Operations at the Branch.
• Monthly Disbursement and Book Targets of mapped Branch
• To ensure that each Loan Transaction is done as per defined Product, Process guidelines and fully compliant
• Calling up Renewal base and ensuring renewal conversion as per Targets, with minimal/no attrition
• Handling all Gold Loan Audit and Compliance related matters.
• Support Branch through Appraiser Identification/Onboarding and ensure Marketing Collaterals / Stationary are available as per requirement.

Job Duties & responsibilities

• Handling Gold Loan Customers in the Branch, explain Product Features, handling queries from customers, support in documentation and End to End Loans processing in LOS.
• Clear and resolve all Audit queries, FCU queries
• Handle Gold Loan Customer servicing
• Responsible for Insurance Cross Sell targets
• Manage the training agenda for the branch to ensure the Branch staff/DST are following the required procedures