U Small Finance Bank Limited (AU Bank) is a scheduled commercial bank and a Fortune India 500 Company. With 25 years legacy of being a retail focused and customer centric institution, the company started its banking operation in April 2017. In 3 years of starting as a bank, it has established operations across 680+ Banking Touchpoints serving about 18 Lakh+ customers in 12 states & 2 UTs of North, West and Central India with a talent base of 16,000+ employees. In 3 years as a bank, it has built a solid net worth of about Rs. 4600 Cr.+ , robust deposit base of over Rs. 26,000 Cr.+ and a strong lending base of about Rs. 30,000 Cr.+
U Bank enjoys the trust of marquee investors and is listed at both the leading exchanges viz. NSE and BSE. It has consistently maintained a high external credit rating from all major rating agencies like CRISIL, ICRA and India Ratings.
U’s enviable growth story has emerged from the hinterlands of India. It supported the dreams of those who had the aspirations and skillsets but lacked financial support. Its solid business model consciously served the unbanked and under-banked segments . It’s wide market penetration and deep understanding of the rural and semi-urban economies has enabled it to create a platform that facilitates inclusive growth. As a bank, it continues to play on this strength and brings the underbanked into the banking fold. It is offering them an extensive bouquet of banking products while enabling ease of banking though technology.
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